
State Farm® Insurance Agent Nick Karras
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Michael Bernstein
March 5, 2025
"Update 3/5/25: In the past, Mr. Karas was very polite, friendly, understanding, and professional. He understandably was having a bad day, but. that didn't justify how I was treated. If you sign up with Mr. Karas, YOU WILL MOST LIKELY GET GREAT CUSTOMER SERVICE that he prides himself on, just understand that he sometimes fails in this objective and my review is my experience that I had. I do feel he should've taken responsibility for how he acted and apologized, but that didn't happen. If he had, I would've pulled this review. My opinion is my own and yes, I did find a different agent. --- Phone problems should never, EVER be an excuse to be rude to a customer. NEVER. --------- Mr. Karras called me back and was SUPER RU To be honest I was shocked. Mr. Karras has always, always been helpful and professionaDE TO ME! He should NEVER TALK TO CUSTOMERS THIS WAY. There is no excuse for this. VERY UNPROFESSIONAL!!!! --------- Whenever I call the local number, I get placed into an unnecessarily complicated phone tree. When I finally speak to someone in the national call center, they route me back into the phone tree in an endless loop. When I asked someone from the national call center to conference me in, even they couldn't contact Nick Karras's office. This is very troubling when you consider that this is an insurance agency who is expected to deal with emergencies in the event of a disaster. As a client, this concerns me. What if I am in such a situation and I can't get the help I need with my claim? Not good. Not good at all."
"Michael, I have never been rude to a customer in 20+ years of doing this and I was NOT rude to you. Maybe you confusing my explanation that as a small business owner, I take reviews very seriously and they affect my business. To put this in context, our phones were down from 11:30 am to 3:30 pm and in that time you didn't even give me the common courtesy to respond to you via email. You then wrote a 1 star negative review for a situation that was beyond my control . Regardless I am very glad you took my advice and moved your business to another agent that may be better suited to your personality and unreasonable expectations. Good luck! ____________ Original response to your original review: Michael, I just saw your message . Obviously we are having a phone problem today which is a first and having difficulty switching off the routing line. We are calling you right now. No reason you should have left such a nasty review as this was a first for me. I would hope that a reasonable person would underdstand that this was beyond my control and we are working on the phones as I am writing to you. My team memembr is calling you now as I just received your email. "
Emily Rappisi
January 17, 2024
"Nick has demonstrated exceptional expertise, providing invaluable assistance and guidance throughout this process. His dedication to understanding your needs and crafting tailored insurance solutions made him an invaluable ally in securing optimal coverage!"
"I am glad we were able to help you. I look forward to our continued relationship and appreciate your trust in my Agency. Thanks for the kind words. "
Kelsey Guthrie
January 17, 2024
"Nick was fantastic ! I needed to have my insurance adjusted and he took the time to understand my situation and help find the best solution. Absolutely recommend !!"
"Thank you for the kind words Kelsey! It was a pleasure to help you with your auto insurance and home insurance. Thanks for chosing my agency in Woodbridge NJ. "
Shoumo Ganguly
October 12, 2023
"I reached out to Nick when my earlier insurance carrier hiked up the premium by 320% Nick showed very high levels of empathy and went into the weeds with me. I was able to figure out factors that would increase my premium and at what point I could expect the rates to go down. He gave me some quotes which were way lower than what my then existing carrier was charging. I was happy to switch to State Farm because of the guidance provided by Nick. There were some hiccups in the transition and some inefficiencies in the process, but those were beyond Nick's control. Given my experience with him, I would totally recommend Nick to my friends, acquaintances, and family to him - whether they are happy with State Farm is another issue :-) This review is meant to be an endorsement of my experience with Nick Karras :-)"
"Thanks for the kind words ! And thanks for trusting me with your auto insurance and renters insurance. I look forward to our continued relationship. Nick Karras Woodbridge State Farm"
Brad Oldham
February 1, 2023
"Nick has been our insurance agent for the last several years and has been really great to work with. Super friendly with a great attitude. Gets back to us in an incredibly timely fashion and always very helpful with advice. Would highly recommend him for your insurance needs."
"Thanks for the kind words Brad! Its been a pleasure handling your insurance needs. Glad to be your Agent! "
Beth McCraney
January 18, 2023
"Shelley is so friendly and knowledgeable! She was very helpful and addressed all of our questions and concerns in detail. She helped us get a great deal on auto insurance. I’d highly recommend her to anyone looking for insurance!"
"Thank you Beth ! We appreciate your business and am glad you chose our Agency. There is a lot of choice out there and I am so happy we could help you. I look forward to our continued relationship. "
Kavitha Ramakrishnan
December 27, 2022
"I worked with Nancy to get my home & auto insurance; she was available anytime i had questions and responded super fast with the best plan that would suit my budget"
"Kavitha, thank you for taking the time to write a review. Nancy has been an important part of my Agency for the past 10 years and is always doing her best for our policyholders. We appreciate your business and look forward to our continued relationship. Please call us at any time. "
Kathy Mellish
November 1, 2022
"Nancy was very informative and helpful in obtaining rental insurance for me that my complex now requires. I would give her 10 stars!!"
"Kathy, thank you for the review. You have been a long tome policyholder and we appreciate your business. I am so glad that Nancy was able to help you. "
Martina Ducret
February 21, 2022
"I'd highly recommend Shelly to anybody looking for auto or home insurance. She helped me bundle both and get an amazing discount! Thank you Shelly for all your help!"
"Thank you Martina for being a valued customer. Please call us if you need anything. Looking forward to continuing our relationship."
Efrat S
February 11, 2022
"Listens, Quick, Easy... Cheaper insurance from a top ten insurer! Nancy Maldonado was receptive and attentive. Good service!"
"Thanks so much for the review. We look forward to working with you in the future. Please reach out if you need anything."
Joe Bukofsky
November 11, 2021
"Called this agent and Shelly took care of me today to get Auto and Home policy. It was a smooth transition to change over cause of her professional ability. To set up payments and all other related issues. A BIG Thanks to Shelly 👍👍👍"
"Joe it was a pleasure working with you also, we appreciate your business & thank you for kind words :)"